HMN Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 0.34%, SMA50 -1.62%, SMA200 -1.34%). The stock’s 14-day RSI is 50.99 (neutral), while the ATR of 1.09 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -9.92% below its high and over 12.31% above its low. Average 10-day trading volume of 247.73 thousand shares is in line with the 3-month average of 267.98 thousand, indicating normal recent market interest.

Horace Mann Educators Corporation last paid a dividend of 1.42 per share, this equals a trailing yield of roughly 3.98%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.38. This means the shares are trading below this model’s fair value.

Horace Mann Educators Corporation generated EPS of $3.90 over the past year. Five-year average earnings growth is 4.22%. The latest quarter delivered EPS of $1.17. The next quarter is forecast at $1.16. Next year's EPS is expected at $141.37. Horace Mann Educators Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended August 05, 2026, missed forecasts by 48.67%. The prior quarter beat by 16.36%. Over the last six quarters, Apple has recorded several small beats. These include 21.59% in May 06, 2025.

Horace Mann Educators Corporation (NYSE:HMN) closed at $49.53 USD, gaining $0.09 (0.18%) from the previous close of $49.44. The stock is currently mid-range between its 52-week high and low $41.29 and $55.56. With a market capitalization of about $2.00 billion, Horace Mann Educators Corporation is classified as a mid-cap and shows lower-than-market volatility (beta ~0.09). Key stats such as the average daily volume over the past year has been around 267.58 thousand shares, in line with its 52-week average. Headquartered in Springfield, IL, Horace Mann Educators Corporation operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Marita Zuraitis, the company employs approximately 1,800 people and listed since November 15, 1991. Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States.

Horace Mann Educators Corporation has 40.50 million shares outstanding. The public float is 40.25 million shares, elevated short interest at 3.20% of float. This equals 943.58 thousand shares. The short ratio is 3.75 days. Institutional investors hold 108.65% of the float. Insiders own 1.65%. ZURAITIS MARITA holds 299.63 thousand shares, CONKLIN BRET A has 58.59 thousand shares and Sharpe Matthew P. has 54.35 thousand shares. Over the past six months, insider transactions show net selling. They sold 57.73 thousand shares across 15 transactions.

Horace Mann Educators Corporation trades at a P/E ratio of 11.49, slightly below the S&P 500 average, with a price-to-sales ratio of 1.17 and a price-to-book ratio of 1.35 suggesting the stock is closer to book value. The P/FCF stands at 3.53, also below market averages.

Our AI price prediction model suggests that Horace Mann Educators Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.06%, with price expected at $49.56 by September 24, 2026, within a range of $48.81 to $50.29 3-Month Outlook: Projected fall of -13.89%, reaching $42.65 by December 08, 2026, with a range of $41.58 to $43.75. 1-Year Outlook: Projected gain of 13.77%, with price at $56.35 by September 10, 2027, within a range of $55.59 to $57.10.

Horace Mann Educators Corporation (NYSE:HMN) shares are flat -7.86% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Horace Mann Educators Corporation trading at a premium to the broader market with a P/E of 11.49. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $39.39, suggesting -20.47% downside. Our AI forecast model points to short-term strength (0.06% over two weeks), a medium-term fall (-13.89% over three months), and a longer-term gain (13.77% over one year), with expected trading ranges indicating moderate volatility.