CULL Company Profile and Key Details

Cullman Bancorp, Inc. has 6.13 million shares outstanding. The public float is 5.65 million shares, elevated short interest at 0.08% of float. This equals 3.83 thousand shares. The short ratio is 1.33 days. Institutional investors hold 0.0% of the float. Insiders own 20.87%. Riley John A III holds 237.31 thousand shares, Morton Lynne has 14.30 thousand shares and Barksdale Gregory T has 1.03 thousand shares.

Cullman Bancorp, Inc. last paid a dividend of 0.12 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $6.90. This means the shares are trading above this model’s fair value.

Cullman Bancorp, Inc. (OTC:CULL) closed at $17.00 USD, gaining $0.10 (0.59%) from the previous close of $16.90. The stock is currently trading near its 52-week high $11.25 and $17.00. With a market capitalization of about $97.70 million, Cullman Bancorp, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.10). Key stats such as the average daily volume over the past year has been around 1.70 thousand shares, volume is running light vs its 52-week average. Headquartered in Cullman, AL, Cullman Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO John A. Riley, the company employs approximately 57 people and listed since October 12, 2009. Cullman Bancorp, Inc. serves as the parent organization for Cullman Savings Bank, offering a comprehensive suite of financial products and services.

Cullman Bancorp, Inc. (NASDAQ:CULL) shares are flat -9.19% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Cullman Bancorp, Inc. trading at a premium to the broader market with a P/E of 23.94. Our AI forecast model points to short-term strength (1.12% over two weeks), a medium-term rise (18.41% over three months), and a longer-term gain (9.0% over one year), with expected trading ranges indicating moderate volatility.

Short-term trend indicators are bullishly aligned (SMA20 -6.85%, SMA50 -10.2%, SMA200 -13.62%). The stock’s 14-day RSI is 21.44 (weak momentum), while the ATR of 0.17 points to moderate volatility. The stock remains sitting in the mid-range of its 52-week band, trading -22.43% below its high and over 5.02% above its low. Average 10-day trading volume of 3.15 thousand shares is slightly above the 3-month average of 2.25 thousand, indicating heightened recent market interest.

Our AI price prediction model suggests that Cullman Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.12%, with price expected at $17.19 by September 24, 2026, within a range of $16.97 to $17.38 3-Month Outlook: Projected rise of 18.41%, reaching $20.13 by December 08, 2026, with a range of $19.85 to $20.37. 1-Year Outlook: Projected gain of 9.0%, with price at $18.53 by September 10, 2027, within a range of $17.98 to $18.97.

Cullman Bancorp, Inc. trades at a P/E ratio of 23.94, slightly below the S&P 500 average, with a price-to-sales ratio of 3.81 and a price-to-book ratio of 0.97 suggesting the stock is closer to book value. The P/FCF stands at 0.0, also below market averages.