FXLG Company Profile and Key Details

Q: Who are the executives of FXLG?

Ms. Lorelei M. WhiteExecutive Vice President & Chief Operating OfficerMs. Stacy MerrifieldExecutive Vice President & Chief Financial OfficerMr. T. J. KempfExecutive Vice President & Chief Loan OfficerMr. Mark CowenExecutive Vice President & Chief Bus. Devel. OfficerMs. Renea BootsExecutive Vice President & Chief Admin. OfficerMr. Joseph A. Urbanski CPAPres, Chief Executive Officer & DirectorMr. Frederic J. BrownTreasurer & Honorary Director

PNK : FXLG

FS Bancorp

$29.05

At Close 4:00 PM

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

FS Bancorp (FXLG) stock remained unchanged at $54.00 a share on OTC. The stock opened at $54.00, fluctuating between $54.00 to $54.00 during the session.

Stock Snapshot

Prev. Close

223.11M

Market Cap

Day Low

133.2

P/E Ratio

0.4054

EPS (TTM)

3.02

Cash Flow per Share

Open

4.13M

Number of Shares

Day High

85.89%

Free Float in %

24.22

Book Value

142

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 10, 2026	54.00	54.00	54.00	54.00	142
Sep 09, 2026	53.99	54.00	53.99	54.00	300
Sep 04, 2026	54.01	54.01	54.01	54.01	100
Aug 26, 2026	53.00	53.00	53.00	53.00	300
Aug 19, 2026	52.00	52.00	51.99	51.99	411
Aug 18, 2026	52.90	52.90	52.90	52.90	119
Aug 17, 2026	52.00	52.00	52.00	52.00	403
Aug 14, 2026	53.00	53.00	53.00	53.00	100
Aug 03, 2026	51.99	53.40	51.99	53.40	600
Jul 30, 2026	52.00	52.00	51.99	52.00	1.2K
Jul 29, 2026	52.00	53.00	51.98	53.00	230
Jul 28, 2026	52.00	52.00	52.00	52.00	5
Jul 27, 2026	48.99	51.99	48.99	51.99	1.59K
Jul 22, 2026	48.25	48.25	48.25	48.25	2.83K
Jul 16, 2026	48.25	48.25	48.25	48.25	1.33K
Jul 15, 2026	47.99	48.30	47.99	48.25	1.2K
Jul 14, 2026	48.00	48.00	47.99	47.99	200
Jul 13, 2026	48.25	48.25	47.60	48.00	3.15K
Jul 10, 2026	48.49	48.50	48.40	48.50	2.8K
Jul 09, 2026	47.00	47.00	47.00	47.00	50

Contact Details

Lagrange, IN 46761

United States

https://www.farmersstatebank.com 260 463 7500

About Company

FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan. The bank's diverse portfolio includes various deposit accounts such as checking, consumer savings, and health savings accounts, alongside individual retirement accounts (IRAs) and Certificates of Deposit (CDs). Clients can also access a variety of lending solutions, including personal and business loans, as well as home mortgages. Additional services encompass secure safe deposit boxes, overdraft protection, and a selection of card options (credit, debit, ATM, and gift cards). For its corporate clientele, the bank offers specialized merchant and cash management services. Moreover, FS Bancorp facilitates convenient access through mobile, online, and telephone banking platforms, complete with online bill payment capabilities. Established in 1915, the company's corporate headquarters are situated in LaGrange, Indiana.

Stock Peers

FINN

First National of Nebraska, Inc.$11,850.00 SBNC

94.98+1.68%

Southern BancShares (N.C.), Inc.$5,749.98 FMBL

20+0.43%

Farmers & Merchants Bank of Long Beach$4,645.00 SWZNF

Schweizerische Nationalbank$4,323.18 FCNCB

-15-1.01%

First Citizens BancShares, Inc.$1,475.00 FMCB

-10-1.00%

Farmers & Merchants Bancorp$990.00 CBCYB

Central Bancompany, Inc.$630.00 WTBFA

W.T.B. Financial Corporation$525.00 BKUT

Bank of Utica$505.00 BKUTK

Bank of Utica$380.00

Company Overview

The stock is currently trading near its 52-week high $40.25 and $54.01. With a market capitalization of about $223.11 million, FS Bancorp is classified as a micro-cap and shows lower-than-market volatility (beta ~0.01). Key stats such as the average daily volume over the past year has been around 1.15 thousand shares, volume is running light vs its 52-week average. Headquartered in Lagrange, IN, FS Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Joseph A. Urbanski, the company employs approximately 177 people and listed since January 29, 2008. FS Bancorp functions as the parent entity for Farmers State Bank, providing a comprehensive range of financial products and services to individual and commercial customers throughout Indiana and Michigan.

Technical Performance

Average 10-day trading volume of 180.67 shares is below the 3-month average of 2.24 thousand, indicating normal recent market interest.

Valuation Metrics

FS Bancorp trades at a P/E ratio of 9.84, slightly below the S&P 500 average, with a price-to-sales ratio of 3.09 and a price-to-book ratio of 1.62 suggesting the stock is closer to book value. The P/FCF stands at 0.0, also above market averages.

Dividend & Fair Value

FS Bancorp last paid a dividend of 1.38 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $83.64. This means the shares are trading below this model’s fair value.

Financial & Profitability Overview

Over the trailing twelve months, FS Bancorp generated $45.89M in revenue, or $10.81 per share. Gross margin was 100.00%, operating margin -177.90%, and net profit margin 37.65%. Returns are modest, with ROA at 1.48% and ROE at 17.04%.
On valuation metrics, FS Bancorp trades at a P/E of 9.84, P/S of 3.09 and P/B of 1.62. The current ratio is 18.73 and quick ratio is 18.73. Debt-to-equity is 0.11, supported by a cash flow-to-debt ratio of 0.00.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, FS Bancorp posted revenue of $45.89M, down slightly from $53.54M in the prior quarter. Gross profit was $45.89M (margin 100.00%). Operating income was - $81.64M (margin -177.9%). Net income was$17.28M (EPS $4.07).
The company ended the quarter with - $94.36M in cash and short-term investments, a total debt of $5.07M, and net debt of $99.42M. Total assets were $1.16B, with equity of $101.41M. Financials further reflected stability, with operating cash flow of $12.95M, free cash flow of $12.95M, and capital expenditures of $0.00.

Price Forecast & Outlook

Our AI price prediction model suggests that FS Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term.

Key Takeaways

Valuation shows FS Bancorp trading at a premium to the broader market with a P/E of 9.84.

Frequently Asked Questions

What is the current FS Bancorp (FXLG) stock price?

FS Bancorp (OTC: FXLG) stock price is $54.00 in the last trading session. During the trading session, FXLG stock reached the peak price of $54.00 while $54.00 was the lowest point it dropped to. The percentage change in FXLG stock occurred in the recent session was 0% while the dollar amount for the price change in FXLG stock was $0.00.

FXLG's industry and sector of operation?

The OTC listed FXLG is part of Banks - Regional industry that operates in the broader Financial Services sector. FS Bancorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of FXLG?

Ms. Lorelei M. White
Executive Vice President & Chief Operating Officer
Ms. Stacy Merrifield
Executive Vice President & Chief Financial Officer
Mr. T. J. Kempf
Executive Vice President & Chief Loan Officer
Mr. Mark Cowen
Executive Vice President & Chief Bus. Devel. Officer
Ms. Renea Boots
Executive Vice President & Chief Admin. Officer
Mr. Joseph A. Urbanski CPA
Pres, Chief Executive Officer & Director
Mr. Frederic J. Brown
Treasurer & Honorary Director

How FXLG did perform over past 52-week?

FXLG's closing price is 24.14% higher than its 52-week low of $40.25 where as its distance from 52-week high of $54.01 is -1.52%.

How many employees does FXLG have?

Number of FXLG employees currently stands at 177.

Link for FXLG official website?

Official Website of FXLG is: https://www.farmersstatebank.com

How do I contact FXLG?

FXLG could be contacted at phone 260 463 7500 and can also be accessed through its website. FXLG operates from 516 South Detroit Street, Lagrange, IN 46761, United States.

How many shares of FXLG are traded daily?

FXLG stock volume for the day was 142 shares. The average number of FXLG shares traded daily for last 3 months was 1.15K.

What is the market cap of FXLG currently?

The market value of FXLG currently stands at $223.11M with its latest stock price at $54.00 and 4.13M of its shares outstanding.

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Employees	177
Beta	0.01
Sales or Revenue	$45.89M
5Y Sales Change%	0.543%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

FXLG Company Profile and Key Details

FS Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Financial & Profitability Overview

Quarterly Financial Highlights

Technical Performance

Dividend & Fair Value

Company Overview

Key Takeaways

Price Forecast & Outlook

Valuation Metrics