OCFC Company Profile and Key Details

OCFC has shown mixed momentum, losing -0.17% over the past week and 1.3% over the past quarter, though year-to-date performance is down -0.17%. Short-term trend indicators are bearishly aligned (SMA20 -1.27%, SMA50 0.47%, SMA200 4.79%). The stock’s 14-day RSI is 49.35 (neutral), while the ATR of 0.58 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -7.62% below its high and over 33.24% above its low. Average 10-day trading volume of 791.58 thousand shares is below the 3-month average of 1.00 million, indicating normal recent market interest.

OceanFirst Financial Corp. generated EPS of $1.17 over the past year. Five-year average earnings growth is 2.78%. Wall Street analysts project EPS growth of 24.36% annually over the next five years. The latest quarter delivered EPS of $0.43. The next quarter is forecast at $0.40. Next year's EPS is expected at -$0.73. Analyst sentiment is neutral. Analyst rating data shows there are 2 Strong Buy ratings, 0 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $23.00 to $19.00. The high target offers 22.73% upside. The low target suggests 1.39% downside. The mean target is $21.00. This offers 12.06% upside. OceanFirst Financial Corp. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended July 30, 2026, missed forecasts by 2.38%. The prior quarter beat by 10.26%. Over the last six quarters, Apple has recorded several small beats. These include 0.0% in April 24, 2025.

OceanFirst Financial Corp. has 96.65 million shares outstanding. The public float is 84.50 million shares, elevated short interest at 4.32% of float. This equals 4.08 million shares. The short ratio is 4.58 days. Institutional investors hold 67.26% of the float. Insiders own 2.43%. Maher Christopher holds 328.36 thousand shares, Lebel Joseph III has 275.67 thousand shares and GARBARINO JOHN R has 242.35 thousand shares. Over the past six months, insider transactions show net selling. They sold 118.96 thousand shares across 2 transactions.

OceanFirst Financial Corp. last paid a dividend of 0.8 per share, this equals a trailing yield of roughly 4.44%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$0.44. This means the shares are trading below this model’s fair value.

Our AI price prediction model suggests that OceanFirst Financial Corp. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.75%, with price expected at $18.60 by September 24, 2026, within a range of $18.28 to $18.91 3-Month Outlook: Projected rise of 2.03%, reaching $19.12 by December 08, 2026, with a range of $17.45 to $20.54. 1-Year Outlook: Projected gain of 10.89%, with price at $20.78 by September 10, 2027, within a range of $20.31 to $21.28.

OceanFirst Financial Corp. (NASDAQ:OCFC) shares are flat -0.17% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows OceanFirst Financial Corp. trading at a premium to the broader market with a P/E of 22.06. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $22.98, suggesting 22.63% upside. Our AI forecast model points to short-term weakness (-0.75% over two weeks), a medium-term rise (2.03% over three months), and a longer-term gain (10.89% over one year), with expected trading ranges indicating moderate volatility.

OceanFirst Financial Corp. (NASDAQ:OCFC) closed at $18.74 USD, gaining $0.09 (0.48%) from the previous close of $18.65. The stock is currently mid-range between its 52-week high and low $17.05 and $20.61. With a market capitalization of about $1.13 billion, OceanFirst Financial Corp. is classified as a small-cap and shows market-like volatility (beta ~0.95). Key stats such as the average daily volume over the past year has been around 1.00 million shares, in line with its 52-week average. Headquartered in Toms River, NJ, OceanFirst Financial Corp. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Christopher D. Maher, the company employs approximately 926 people and listed since July 01, 1996. OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A.

OceanFirst Financial Corp. trades at a P/E ratio of 22.06, slightly below the S&P 500 average, with a price-to-sales ratio of 1.59 and a price-to-book ratio of 0.54 suggesting the stock is closer to book value. The P/FCF stands at 10.0, also below market averages.