USIO Company Profile and Key Details

USIO has shown mixed momentum, losing -1.09% over the past week and -5.24% over the past quarter, though year-to-date performance is down -0.37%. Short-term trend indicators are bullishly aligned (SMA20 -0.45%, SMA50 -1.66%, SMA200 -8.26%). The stock’s 14-day RSI is 47.66 (neutral), while the ATR of 0.03 points to moderate volatility. The stock remains hovering near 52-week lows, trading -33.65% below its high and over 8.06% above its low. Average 10-day trading volume of 279.10 thousand shares is below the 3-month average of 319.28 thousand, indicating normal recent market interest.

The latest quarter delivered EPS of $0.01. The next quarter is forecast at $0.00. Next year's EPS is expected at $600.01. Analyst sentiment is bullish. Analyst rating data shows there are 0 Strong Buy ratings, 2 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $6.25 to $4.00. The high target offers 147.04% upside. The low target suggests 58.1% downside. The mean target is $5.12. This offers 102.37% upside. Usio, Inc. earnings surprise history is frequent misses against expectations. The quarter that ended August 12, 2026, missed forecasts by -500.0%. The prior quarter beat by -144.0%. Over the last six quarters, Apple has recorded several small beats. These include -125.0% in May 14, 2025.

Usio, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $2.04. This means the shares are trading above this model’s fair value.

Usio, Inc. (NASDAQ:USIO) closed at $2.53 USD, losing -$0.04 (-1.56%) from the previous close of $2.57. The stock is currently mid-range between its 52-week high and low $1.03 and $3.06. With a market capitalization of about $69.82 million, Usio, Inc. is classified as a micro-cap and shows higher-than-market volatility (beta ~1.35). Key stats such as the average daily volume over the past year has been around 326.44 thousand shares, in line with its 52-week average. Headquartered in San Antonio, TX, Usio, Inc. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO Louis A. Hoch, the company employs approximately 107 people and listed since February 22, 1999. Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States.

Usio, Inc. has 28.50 million shares outstanding. The public float is 20.09 million shares, elevated short interest at 0.29% of float. This equals 66.30 thousand shares. The short ratio is 0.37 days. Institutional investors hold 38.17% of the float. Insiders own 35.08%. HOCH LOUIS A holds 3.20 million shares, McBirney Collin has 2.99 million shares and National Services, Inc has 2.72 million shares.

Usio, Inc. trades at a P/E ratio of -44.95, slightly below the S&P 500 average, with a price-to-sales ratio of 0.74 and a price-to-book ratio of 3.69 trading at moderately above to book value. The P/FCF stands at -51.3, also below market averages.

Our AI price prediction model suggests that Usio, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.35%, with price expected at $2.64 by September 24, 2026, within a range of $2.51 to $2.76 3-Month Outlook: Projected rise of 57.31%, reaching $3.98 by December 08, 2026, with a range of $3.92 to $4.02. 1-Year Outlook: Projected gain of 939.53%, with price at $26.30 by September 10, 2027, within a range of $27.57 to $29.16.

Usio, Inc. (NASDAQ:USIO) shares are flat -0.37% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Usio, Inc. trading at a premium to the broader market with a P/E of -44.95. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $4.18, suggesting 65.22% upside. Our AI forecast model points to short-term strength (4.35% over two weeks), a medium-term rise (57.31% over three months), and a longer-term gain (939.53% over one year), with expected trading ranges indicating moderate volatility.