AFRM Company Profile and Key Details

Q: Who are the executives of AFRM?

Mr. Sandeep BhandariChief Risk & Strategy OfficerMr. Michael A. LinfordChief Financial OfficerMs. Katherine Adkins Esq.Chief Legal Officer & Sec.Mr. Eduardo VilarSenior Vice President of Merchant SolutionsMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVice President of Investor RelationsMr. Geoff KottChief Revenue OfficerMs. Brooke E. Major-ReidChief Capital OfficerMr. Libor MichalekPres & DirectorMr. Robert W. O'HareSenior Vice President of Fin.Dr. Wayne Pommen Ph.D.Head of InternationalMr. Max Roth LevchinFounder, Chief Executive Officer & DirectorMs. Silvija MartincevicConsultant

NASDAQ : AFRM

Affirm

$71.44

3.45+5.07%

At Close 4:00 PM

61.01

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Affirm Holdings, Inc. (AFRM) stock surged +5.07%, trading at $71.44 on NASDAQ, up from the previous close of $67.99. The stock opened at $68.63, fluctuating between $67.88 and $71.48 in the recent session.

Stock Snapshot

67.99

Prev. Close

23.93B

Market Cap

67.875

Day Low

12.94

P/E Ratio

5.52

EPS (TTM)

0.11

Cash Flow per Share

68.63

Open

334.9M

Number of Shares

71.48

Day High

84.11%

Free Float in %

8.57

Book Value

4.52M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 11, 2026	68.63	71.48	67.88	71.44	4.51M
Sep 10, 2026	66.86	69.03	66.03	67.99	3.72M
Sep 09, 2026	71.33	71.55	68.08	68.15	5.43M
Sep 08, 2026	72.26	72.35	70.64	72.08	3.33M
Sep 04, 2026	73.75	73.75	71.87	72.35	3.86M
Sep 03, 2026	75.07	75.99	73.24	74.30	3.9M
Sep 02, 2026	69.37	74.93	69.24	74.09	5.92M
Sep 01, 2026	73.32	73.32	69.54	69.94	7.85M
Aug 31, 2026	75.80	76.95	71.23	74.45	11.64M
Aug 28, 2026	86.00	90.44	77.59	77.76	29M
Aug 27, 2026	76.90	78.21	75.41	77.49	7.46M
Aug 26, 2026	76.96	77.43	76.11	76.46	2.04M
Aug 25, 2026	77.42	78.27	76.18	77.94	2.46M
Aug 24, 2026	77.06	78.73	76.55	76.88	2.32M
Aug 21, 2026	75.81	77.07	74.81	77.03	2.38M
Aug 20, 2026	77.14	77.71	74.34	75.05	2.64M
Aug 19, 2026	73.35	78.76	73.35	77.33	2.89M
Aug 18, 2026	71.88	75.86	71.50	73.56	3.86M
Aug 17, 2026	77.97	78.00	74.47	74.52	2.88M
Aug 14, 2026	78.86	80.65	78.30	78.35	1.97M

Contact Details

San Francisco, CA 94105

United States

https://www.affirm.com 415 984 0490

About Company

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

Stock Peers

CACC

-1.22-0.20%

Credit Acceptance Corporation$604.24 FCFS

1+0.44%

FirstCash Holdings, Inc$228.38 WRLD

0.75+0.39%

World Acceptance Corporation$190.75 SEZL

0.46+0.39%

Sezzle Inc.$118.87 ECPG

0.62+0.63%

Encore Capital Group, Inc.$98.56 ATLC

1.1+1.18%

Atlanticus Holdings Corporation$94.46 SLMBP

-0.6-0.80%

SLM Corporation$74.15 PYPL

0.41+0.77%

PayPal Holdings, Inc.$53.72 EZPW

EZCORP, Inc.$32.47 TREE

-0.07-0.26%

LendingTree, Inc.$26.82

Company Overview

Affirm Holdings, Inc. (NASDAQ:AFRM) closed at $71.44 USD, gaining $3.45 (5.07%) from the previous close of $67.99. The stock is currently mid-range between its 52-week high and low $42.09 and $92.56. With a market capitalization of about $23.93 billion, Affirm Holdings, Inc. is classified as a large-cap and shows higher-than-market volatility (beta ~3.61). Key stats such as the average daily volume over the past year has been around 4.40 million shares, in line with its 52-week average. Headquartered in San Francisco, CA, Affirm Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Max Rafailovych Levchin, the company employs approximately 2,358 people and listed since January 13, 2021. Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 -8.22%, SMA50 -24.51%, SMA200 -27.28%). The stock’s 14-day RSI is 34.32 (weak momentum), while the ATR of 3.44 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -49.58% below its high and over 63.17% above its low. Average 10-day trading volume of 4.38 million shares is in line with the 3-month average of 4.33 million, indicating normal recent market interest.

Valuation Metrics

Affirm Holdings, Inc. trades at a P/E ratio of 12.46, slightly below the S&P 500 average, with a price-to-sales ratio of 5.69 and a price-to-book ratio of 4.4 trading at moderately above to book value. The P/FCF stands at 23.99, also below market averages.

Dividend & Fair Value

Affirm Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$8.37. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 154.45% annually over the next five years. The latest quarter delivered EPS of $4.62. The next quarter is forecast at $0.18. Next year's EPS is expected at $22.08. Analyst sentiment is bullish. Analyst rating data shows there are 20 Strong Buy ratings, 24 Buy ratings, 9 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $117.00 to $55.00. The high target offers 63.77% upside. The low target suggests -23.01% downside. The mean target is $89.74. This offers 25.62% upside. Affirm Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended August 27, 2026, missed forecasts by 1224.16%. The prior quarter beat by 76.47%. Over the last six quarters, Apple has recorded several small beats. These include -258.23% in May 08, 2025.

Shareholding & Insider Activity

Affirm Holdings, Inc. has 296.88 million shares outstanding. The public float is 283.76 million shares, elevated short interest at 5.32% of float. This equals 15.67 million shares. The short ratio is 3.37 days. Institutional investors hold 91.25% of the float. Insiders own 4.35%. GIC Private Ltd holds 1.59 million shares, Philips Jeremy has 753.73 thousand shares and Khosla Ventures IV, L.P. has 422.01 thousand shares. Over the past six months, insider transactions show net selling. They sold 275.61 thousand shares across 10 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Affirm generated $3.95B in revenue, or $11.32 per share. Gross margin was 69.10%, operating margin 22.05%, and net profit margin 48.87%. Returns are exceptional, with ROA at 12.22% and ROE at 35.19%.
On valuation metrics, Affirm trades at a P/E of 12.46, P/S of 5.69 and P/B of 4.40. The current ratio is 12.73 and quick ratio is 12.73. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 1.62 days. Debt-to-equity is 1.79, supported by a cash flow-to-debt ratio of 0.13.

Quarterly Financial Highlights

For the quarter ended Jun 30, 2026, Affirm posted revenue of $3.95B, down slightly from $3.22B in the prior quarter. Gross profit was $2.73B (margin 69.10%). Operating income was $870.87M (margin 22.1%). Net income was$1.93B (EPS $5.76).
The company ended the quarter with $2.60B in cash and short-term investments, a total debt of $9.82B, and net debt of $7.39B. Total assets were $15.79B, with equity of $5.48B. Financials further reflected stability, with operating cash flow of $1.23B, free cash flow of $992.63M, and capital expenditures of - $238.35M.

Price Forecast & Outlook

Our AI price prediction model suggests that Affirm Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -9.63%, with price expected at $64.56 by September 25, 2026, within a range of $62.34 to $67.06 3-Month Outlook: Projected fall of -68.59%, reaching $22.44 by December 10, 2026, with a range of $18.82 to $24.57. 1-Year Outlook: Projected gain of 28.14%, with price at $91.54 by September 10, 2027, within a range of $87.94 to $96.81.

Key Takeaways

Affirm Holdings, Inc. (NASDAQ:AFRM) shares are flat -4.47% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Affirm Holdings, Inc. trading at a premium to the broader market with a P/E of 12.46. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $66.22, suggesting -7.31% downside. Our AI forecast model points to short-term weakness (-9.63% over two weeks), a medium-term fall (-68.59% over three months), and a longer-term gain (28.14% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Affirm Holdings, Inc. (AFRM) stock price?

Affirm Holdings, Inc. (NASDAQ: AFRM) stock price is $71.44 in the last trading session. During the trading session, AFRM stock reached the peak price of $71.48 while $67.88 was the lowest point it dropped to. The percentage change in AFRM stock occurred in the recent session was 5.07% while the dollar amount for the price change in AFRM stock was $3.45.

AFRM's industry and sector of operation?

The NASDAQ listed AFRM is part of Financial - Credit Services industry that operates in the broader Financial Services sector. Affirm Holdings, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of AFRM?

Mr. Sandeep Bhandari
Chief Risk & Strategy Officer
Mr. Michael A. Linford
Chief Financial Officer
Ms. Katherine Adkins Esq.
Chief Legal Officer & Sec.
Mr. Eduardo Vilar
Senior Vice President of Merchant Solutions
Ms. Katrina Holt
Senior Vice President of Operations
Mr. Ronald Clark
Vice President of Investor Relations
Mr. Geoff Kott
Chief Revenue Officer
Ms. Brooke E. Major-Reid
Chief Capital Officer
Mr. Libor Michalek
Pres & Director
Mr. Robert W. O'Hare
Senior Vice President of Fin.
Dr. Wayne Pommen Ph.D.
Head of International
Mr. Max Roth Levchin
Founder, Chief Executive Officer & Director
Ms. Silvija Martincevic
Consultant

How AFRM did perform over past 52-week?

AFRM's closing price is 69.71% higher than its 52-week low of $42.10 where as its distance from 52-week high of $92.56 is -22.82%.

How many employees does AFRM have?

Number of AFRM employees currently stands at 2,358.

Link for AFRM official website?

Official Website of AFRM is: https://www.affirm.com

How do I contact AFRM?

AFRM could be contacted at phone 415 984 0490 and can also be accessed through its website. AFRM operates from 221 Main Street, San Francisco, CA 94105, United States.

How many shares of AFRM are traded daily?

AFRM stock volume for the day was 4.52M shares. The average number of AFRM shares traded daily for last 3 months was 4.4M.

What is the market cap of AFRM currently?

The market value of AFRM currently stands at $23.93B with its latest stock price at $71.44 and 334.9M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	2358
Beta	3.61
Sales or Revenue	$3.95B
5Y Sales Change%	2.648%
Fiscal Year Ends	June
Sector	Financial Services
Industry	Financial - Credit Services

AFRM Company Profile and Key Details

Affirm

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Price Forecast & Outlook

Key Takeaways

Earnings & Analyst Outlook

Valuation Metrics