ATLO Company Profile and Key Details

Q: Who are the executives of ATLO?

Mr. Michael A. WilsonExecutive Vice President of Innovation & Corporation ServicesMr. John L. Pierschbacher CPAChief Financial Officer, Sec. & DirectorBuffy S. ClattVice President & Marketing DirectorMs. Lori J. HillValuation Services Coordinator & Admin. OfficerMr. Scott T. BauerPres of First National BankMr. Jeffrey K. PutzierPres of Boone Bank & Trust CoMr. Timothy J. LupardusSenior Vice President & Chief Information OfficerDena M. Gray-FisherVice President & Marketing DirectorJoel L. RegenwetherSenior Vice President & Operations Project Mang.Mr. John P. NelsonPres, Chief Executive Officer & DirectorMr. Matthew R. HackbartVice President of TechnologyMs. Jennifer J. HansonVice President & HR Director

NASDAQ : ATLO

Ames National

$32.34

0.52+1.63%

At Close 4:00 PM

70.91

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Ames National Corporation (ATLO) stock surged +1.63%, trading at $32.34 on NASDAQ, up from the previous close of $31.82. The stock opened at $31.87, fluctuating between $31.87 and $32.40 in the recent session.

Stock Snapshot

31.82

Prev. Close

286.44M

Market Cap

31.87

Day Low

12.53

P/E Ratio

2.58

EPS (TTM)

1.01

Cash Flow per Share

31.87

Open

8.86M

Number of Shares

32.4

Day High

98.32%

Free Float in %

18.68

Book Value

36.26K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 10, 2026	31.70	32.49	31.70	32.34	40.89K
Sep 09, 2026	32.28	32.33	31.68	31.82	38.46K
Sep 08, 2026	32.30	32.50	31.89	32.30	67.32K
Sep 04, 2026	31.91	32.53	31.91	32.44	16.11K
Sep 03, 2026	31.89	32.18	31.89	32.05	13.13K
Sep 02, 2026	31.26	32.02	30.81	31.75	46.6K
Sep 01, 2026	31.28	31.54	30.69	31.23	37.53K
Aug 31, 2026	31.58	31.85	31.33	31.49	32.92K
Aug 28, 2026	31.51	31.77	31.20	31.60	34.83K
Aug 27, 2026	31.06	31.57	30.93	31.43	38.94K
Aug 26, 2026	31.72	32.06	30.90	31.33	48.76K
Aug 25, 2026	31.90	32.06	31.18	31.81	32.85K
Aug 24, 2026	31.84	32.24	31.69	31.85	23.06K
Aug 21, 2026	31.86	32.00	31.19	31.76	80.52K
Aug 20, 2026	31.16	31.83	30.95	31.73	28.59K
Aug 19, 2026	32.17	32.30	31.16	31.28	42.38K
Aug 18, 2026	32.04	32.23	31.41	32.10	39.88K
Aug 17, 2026	31.43	32.03	31.43	31.88	46.56K
Aug 14, 2026	31.50	32.00	31.43	31.60	18.04K
Aug 13, 2026	31.70	32.23	31.70	31.78	32K

Contact Details

Ames, IA 50010

United States

https://www.amesnational.com 515 232 6251

About Company

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

Stock Peers

FCNCA

36.49+1.71%

First Citizens BancShares, Inc.$2,165.43 HIFS

2.03+0.66%

Hingham Institution for Savings$308.39 CATC

Cambridge Bancorp$220.00 BPOP

-0.89-0.54%

Popular, Inc.$163.96 BFC

1.76+1.15%

Bank First Corporation$155.24 WTFC

0.2+0.13%

Wintrust Financial Corporation$150.75 CHCO

-0.32-0.22%

City Holding Company$143.65 UMBF

-1.85-1.31%

UMB Financial Corporation$139.37 BOKF

0.7+0.52%

BOK Financial Corporation$135.21 NBN

2.24+1.74%

Northeast Bank$131.22

Company Overview

Ames National Corporation (NASDAQ:ATLO) closed at $32.34 USD, gaining $0.52 (1.63%) from the previous close of $31.82. The stock is currently trading near its 52-week high $19.56 and $32.53. With a market capitalization of about $286.44 million, Ames National Corporation is classified as a micro-cap and shows lower-than-market volatility (beta ~0.30). Key stats such as the average daily volume over the past year has been around 56.15 thousand shares, volume is running light vs its 52-week average. Headquartered in Ames, IA, Ames National Corporation operates in the Financial Services sector and the Banks - Regional industry. Led by CEO John Nelson, the company employs approximately 261 people and listed since February 15, 2000. Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 1.2%, SMA50 10.6%, SMA200 32.76%). The stock’s 14-day RSI is 67.56 (firm momentum), while the ATR of 0.64 points to moderate volatility. The stock remains hovering near 52-week lows, trading -2.08% below its high and over 72.52% above its low. Average 10-day trading volume of 36.62 thousand shares is below the 3-month average of 55.39 thousand, indicating normal recent market interest.

Valuation Metrics

Ames National Corporation trades at a P/E ratio of 12.53, slightly below the S&P 500 average, with a price-to-sales ratio of 2.82 and a price-to-book ratio of 1.34 suggesting the stock is closer to book value. The P/FCF stands at 13.23, also below market averages.

Dividend & Fair Value

Ames National Corporation last paid a dividend of 0.92 per share, this equals a trailing yield of roughly 6.01%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $29.63. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Ames National Corporation generated EPS of $2.14 over the past year. Five-year average earnings growth is 0.75%. Ames National Corporation earnings surprise history is a mixed track record. The quarter that ended July 17, 2026, missed forecasts by 1.52%. The prior quarter beat by 8.06%. Over the last six quarters, Apple has recorded several small beats. These include 8.06% in April 24, 2026.

Shareholding & Insider Activity

Ames National Corporation has 8.86 million shares outstanding. The public float is 8.71 million shares, elevated short interest at 3.13% of float. This equals 270.58 thousand shares. The short ratio is 6.18 days. Institutional investors hold 42.05% of the float. Insiders own 1.25%. BAUDLER HORRAS BETTY A holds 22.28 thousand shares, BAUDLER BETTY A has 21.45 thousand shares and NELSON JOHN PATRICK has 17.65 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Ames National generated $83.52M in revenue, or $9.29 per share. Gross margin was 100.00%, operating margin -1.50%, and net profit margin 12.95%. Returns are modest, with ROA at 0.50% and ROE at 6.52%.
On valuation metrics, Ames National trades at a P/E of 12.53, P/S of 2.82 and P/B of 1.34. Liquidity is tight, with a current ratio of 0.43 and quick ratio of 0.43. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 46.45 days. Debt-to-equity is 0.22, supported by a cash flow-to-debt ratio of 0.46.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Ames National posted revenue of $83.52M, down slightly from $62.93M in the prior quarter. Gross profit was $83.52M (margin 100.00%). Operating income was - $1.25M (margin -1.5%). Net income was$10.82M (EPS $1.20).
The company ended the quarter with - $24.11M in cash and short-term investments, a total debt of $164.58M, and net debt of $100.58M. Total assets were $2.16B, with equity of $165.79M. Financials further reflected stability, with operating cash flow of $18.82M, free cash flow of $13.92M, and capital expenditures of - $4.89M.

Price Forecast & Outlook

Our AI price prediction model suggests that Ames National Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.9%, with price expected at $32.63 by September 23, 2026, within a range of $32.25 to $33.03 3-Month Outlook: Projected rise of 8.63%, reaching $35.13 by December 08, 2026, with a range of $33.20 to $37.27. 1-Year Outlook: Projected gain of 11.84%, with price at $36.17 by September 09, 2027, within a range of $34.80 to $37.06.

Key Takeaways

Ames National Corporation (NASDAQ:ATLO) shares are flat 2.4% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Ames National Corporation trading at a premium to the broader market with a P/E of 12.53. Our AI forecast model points to short-term strength (0.9% over two weeks), a medium-term rise (8.63% over three months), and a longer-term gain (11.84% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Ames National Corporation (ATLO) stock price?

Ames National Corporation (NASDAQ: ATLO) stock price is $32.34 in the last trading session. During the trading session, ATLO stock reached the peak price of $32.40 while $31.87 was the lowest point it dropped to. The percentage change in ATLO stock occurred in the recent session was 1.63% while the dollar amount for the price change in ATLO stock was $0.52.

ATLO's industry and sector of operation?

The NASDAQ listed ATLO is part of Banks - Regional industry that operates in the broader Financial Services sector. Ames National Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of ATLO?

Mr. Michael A. Wilson
Executive Vice President of Innovation & Corporation Services
Mr. John L. Pierschbacher CPA
Chief Financial Officer, Sec. & Director
Buffy S. Clatt
Vice President & Marketing Director
Ms. Lori J. Hill
Valuation Services Coordinator & Admin. Officer
Mr. Scott T. Bauer
Pres of First National Bank
Mr. Jeffrey K. Putzier
Pres of Boone Bank & Trust Co
Mr. Timothy J. Lupardus
Senior Vice President & Chief Information Officer
Dena M. Gray-Fisher
Vice President & Marketing Director
Joel L. Regenwether
Senior Vice President & Operations Project Mang.
Mr. John P. Nelson
Pres, Chief Executive Officer & Director
Mr. Matthew R. Hackbart
Vice President of Technology
Ms. Jennifer J. Hanson
Vice President & HR Director

How ATLO did perform over past 52-week?

ATLO's closing price is 65.34% higher than its 52-week low of $19.56 where as its distance from 52-week high of $32.53 is -0.58%.

How many employees does ATLO have?

Number of ATLO employees currently stands at 261.

Link for ATLO official website?

Official Website of ATLO is: https://www.amesnational.com

How do I contact ATLO?

ATLO could be contacted at phone 515 232 6251 and can also be accessed through its website. ATLO operates from 323 Sixth Street, Ames, IA 50010, United States.

How many shares of ATLO are traded daily?

ATLO stock volume for the day was 36.26K shares. The average number of ATLO shares traded daily for last 3 months was 56.15K.

What is the market cap of ATLO currently?

The market value of ATLO currently stands at $286.44M with its latest stock price at $32.34 and 8.86M of its shares outstanding.

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Employees	261
Beta	0.3
Sales or Revenue	$83.52M
5Y Sales Change%	0.495%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

ATLO Company Profile and Key Details

Ames National

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Earnings & Analyst Outlook

Valuation Metrics

Key Takeaways

Price Forecast & Outlook