RMBI Company Profile and Key Details

Q: Who are the executives of RMBI?

Ms. Cathy J. HaysSenior Vice President, Chief Audit Executive & Training Director of First Bank RichmondMr. Alan M. SpearsSenior Vice President & Trust Officer of First Bank RichmondPaul E. AllenSenior Vice President and Security Officer - OperationsMr. Garry D. KleerChairman, Pres & Chief Executive OfficerMs. Beth A. BrittenhamSenior Vice President & Corporation Sec. of First Bank RichmondMs. Robin S. WeinertSenior Vice President of Operations & Retail Banking of First Bank RichmondMs. Pamela S. StoopsSenior Vice President & Retail Lending Mang. of First Bank RichmondMr. Bradley M. GloverActing Chief Financial Officer & Principal Financial OfficerMr. Albert E. Fullerton Jr.Senior Vice President, Chief Information Officer & Information Security Officer of First Bank RichmondMr. Paul J. WittePres & Chief Operating Officer of First Bank RichmondMr. Dean W. WeinertDivision Pres of Mutual Federal Savings BankMr. Donald A. BenzigerExecutive Vice President & Chief Financial Officer (Leave of Absence)

NASDAQ : RMBI

Richmond Mutual Bancorporation

$15.90

0.24+1.53%

Open: 4:00 PM

69.27

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

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Price Chart

Stock Price Today

Richmond Mutual Bancorporation, Inc. (RMBI) stock surged +1.53%, trading at $15.90 on NASDAQ, up from the previous close of $15.66. The stock opened at $15.80, fluctuating between $15.80 and $16.01 in the recent session.

Stock Snapshot

15.66

Prev. Close

254.94M

Market Cap

15.8

Day Low

12.72

P/E Ratio

1.25

EPS (TTM)

1.08

Cash Flow per Share

15.8

Open

16.03M

Number of Shares

16.0128

Day High

74.88%

Free Float in %

13.19

Book Value

243.43K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 11, 2026	15.78	16.07	15.78	15.90	243.43K
Sep 10, 2026	15.63	15.79	15.55	15.66	66.6K
Sep 09, 2026	16.00	16.01	15.64	15.64	71.95K
Sep 08, 2026	16.05	16.20	15.99	16.01	142.8K
Sep 04, 2026	15.80	16.07	15.80	16.01	76.3K
Sep 03, 2026	15.87	15.99	15.80	15.86	64.97K
Sep 02, 2026	15.75	16.03	15.71	15.90	67.75K
Sep 01, 2026	15.82	15.94	15.66	15.68	60.18K
Aug 31, 2026	15.96	16.12	15.71	15.79	77.66K
Aug 28, 2026	15.97	16.12	15.89	15.90	47.29K
Aug 27, 2026	15.90	16.05	15.81	15.95	74.8K
Aug 26, 2026	16.06	16.16	15.85	15.88	52.12K
Aug 25, 2026	16.24	16.24	15.96	15.96	54.77K
Aug 24, 2026	15.92	16.20	15.92	16.15	104.87K
Aug 21, 2026	15.98	16.01	15.75	15.83	50.44K
Aug 20, 2026	15.97	16.04	15.89	15.90	24.28K
Aug 19, 2026	16.09	16.12	15.89	15.96	31.29K
Aug 18, 2026	15.86	16.05	15.85	16.01	33.03K
Aug 17, 2026	15.94	16.02	15.85	15.86	24.44K
Aug 14, 2026	16.06	16.11	15.92	15.92	20.61K

Contact Details

Richmond, IN 47374

United States

https://www.firstbankrichmond.com 765 962 2581

About Company

Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A loan production office in Columbus, Ohio, further extends its reach.

Stock Peers

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4.1+1.33%

Hingham Institution for Savings$312.49 CATC

Cambridge Bancorp$220.00 BPOP

-0.25-0.15%

Popular, Inc.$163.71 BFC

-0.83-0.53%

Bank First Corporation$154.41 WTFC

1.41+0.94%

Wintrust Financial Corporation$152.16 CHCO

0.31+0.22%

City Holding Company$143.96 UMBF

0.12+0.09%

UMB Financial Corporation$139.49 BOKF

0.48+0.35%

BOK Financial Corporation$135.69 NBN

1.42+1.08%

Northeast Bank$132.64

Company Overview

Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) closed at $15.90 USD, gaining $0.24 (1.53%) from the previous close of $15.66. The stock is currently within 5% of its 52-week high $12.77 and $16.59. With a market capitalization of about $254.94 million, Richmond Mutual Bancorporation, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.31). Key stats such as the average daily volume over the past year has been around 62.45 thousand shares, trading with heavier-than-usual volume. Headquartered in Richmond, IN, Richmond Mutual Bancorporation, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Garry D. Kleer, the company employs approximately 180 people and listed since July 02, 2019. Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services.

Technical Performance

RMBI has shown mixed momentum, losing -1.68% over the past week and 0.29% over the past quarter, though year-to-date performance is down -1.92%. Short-term trend indicators are bearishly aligned (SMA20 -1.01%, SMA50 -0.6%, SMA200 0.68%). The stock’s 14-day RSI is 47.03 (neutral), while the ATR of 0.25 points to moderate volatility. The stock remains hovering near 52-week lows, trading -7.87% below its high and over 23.49% above its low. Average 10-day trading volume of 104.83 thousand shares is significantly above the 3-month average of 61.79 thousand, indicating heightened recent market interest.

Valuation Metrics

Richmond Mutual Bancorporation, Inc. trades at a P/E ratio of 12.81, slightly below the S&P 500 average, with a price-to-sales ratio of 2.76 and a price-to-book ratio of 1.04 suggesting the stock is closer to book value. The P/FCF stands at 18.89, also below market averages.

Dividend & Fair Value

Richmond Mutual Bancorporation, Inc. last paid a dividend of 0.6 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$8.19. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Richmond Mutual Bancorporation, Inc. generated EPS of $1.17 over the past year. Five-year average earnings growth is 7.49%.

Shareholding & Insider Activity

Richmond Mutual Bancorporation, Inc. has 9.66 million shares outstanding. The public float is 7.39 million shares, elevated short interest at 4.46% of float. This equals 356.52 thousand shares. The short ratio is 11.07 days. Institutional investors hold 20.06% of the float. Insiders own 14.75%. Wetzel M. Lynn holds 62.07 thousand shares, Jackson Jeffrey A. has 49.12 thousand shares and Blum E. Michael has 44.18 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Richmond Mutual Bancorporation generated $71.96M in revenue, or $6.89 per share. Gross margin was 100.08%, operating margin 100.08%, and net profit margin 13.18%. Returns are modest, with ROA at 0.65% and ROE at 7.03%.
On valuation metrics, Richmond Mutual Bancorporation trades at a P/E of 12.81, P/S of 2.76 and P/B of 1.04. Liquidity is tight, with a current ratio of 0.25 and quick ratio of 0.25. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -0.74 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is 1.65, supported by a cash flow-to-debt ratio of 0.06.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Richmond Mutual Bancorporation posted revenue of $71.96M, down slightly from $46.37M in the prior quarter. Gross profit was $72.02M (margin 100.08%). Operating income was $72.02M (margin 100.1%). Net income was$9.49M (EPS $0.91).
The company ended the quarter with - $20.23M in cash and short-term investments, a total debt of $271.51M, and net debt of $251.27M. Total assets were $1.46B, with equity of $134.86M. Financials further reflected stability, with operating cash flow of $11.79M, free cash flow of $11.18M, and capital expenditures of - $619.21K.

Price Forecast & Outlook

Our AI price prediction model suggests that Richmond Mutual Bancorporation, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.19%, with price expected at $15.71 by September 25, 2026, within a range of $15.57 to $15.84 3-Month Outlook: Projected fall of -18.05%, reaching $13.03 by December 10, 2026, with a range of $12.20 to $13.67. 1-Year Outlook: Projected gain of 10.44%, with price at $17.56 by September 10, 2027, within a range of $17.31 to $17.79.

Key Takeaways

Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) shares are flat -1.92% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Richmond Mutual Bancorporation, Inc. trading at a premium to the broader market with a P/E of 12.81. Our AI forecast model points to short-term weakness (-1.19% over two weeks), a medium-term fall (-18.05% over three months), and a longer-term gain (10.44% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Richmond Mutual Bancorporation, Inc. (RMBI) stock price?

Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI) stock price is $15.90 in the last trading session. During the trading session, RMBI stock reached the peak price of $16.01 while $15.80 was the lowest point it dropped to. The percentage change in RMBI stock occurred in the recent session was 1.53% while the dollar amount for the price change in RMBI stock was $0.24.

RMBI's industry and sector of operation?

The NASDAQ listed RMBI is part of Banks - Regional industry that operates in the broader Financial Services sector. Richmond Mutual Bancorporation, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of RMBI?

Ms. Cathy J. Hays
Senior Vice President, Chief Audit Executive & Training Director of First Bank Richmond
Mr. Alan M. Spears
Senior Vice President & Trust Officer of First Bank Richmond
Paul E. Allen
Senior Vice President and Security Officer - Operations
Mr. Garry D. Kleer
Chairman, Pres & Chief Executive Officer
Ms. Beth A. Brittenham
Senior Vice President & Corporation Sec. of First Bank Richmond
Ms. Robin S. Weinert
Senior Vice President of Operations & Retail Banking of First Bank Richmond
Ms. Pamela S. Stoops
Senior Vice President & Retail Lending Mang. of First Bank Richmond
Mr. Bradley M. Glover
Acting Chief Financial Officer & Principal Financial Officer
Mr. Albert E. Fullerton Jr.
Senior Vice President, Chief Information Officer & Information Security Officer of First Bank Richmond
Mr. Paul J. Witte
Pres & Chief Operating Officer of First Bank Richmond
Mr. Dean W. Weinert
Division Pres of Mutual Federal Savings Bank
Mr. Donald A. Benziger
Executive Vice President & Chief Financial Officer (Leave of Absence)

How RMBI did perform over past 52-week?

RMBI's closing price is 24.51% higher than its 52-week low of $12.77 where as its distance from 52-week high of $16.59 is -4.16%.

How many employees does RMBI have?

Number of RMBI employees currently stands at 180.

Link for RMBI official website?

Official Website of RMBI is: https://www.firstbankrichmond.com

How do I contact RMBI?

RMBI could be contacted at phone 765 962 2581 and can also be accessed through its website. RMBI operates from 31 North 9th Street, Richmond, IN 47374, United States.

How many shares of RMBI are traded daily?

RMBI stock volume for the day was 243.43K shares. The average number of RMBI shares traded daily for last 3 months was 62.45K.

What is the market cap of RMBI currently?

The market value of RMBI currently stands at $254.94M with its latest stock price at $15.90 and 16.03M of its shares outstanding.

Employees	180
Beta	0.31
Sales or Revenue	$71.96M
5Y Sales Change%	1.285%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

RMBI Company Profile and Key Details

Richmond Mutual Bancorporation

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Shareholding & Insider Activity

Technical Performance

Earnings & Analyst Outlook

Company Overview

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Valuation Metrics