JCAP Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 -1.74%, SMA50 -4.74%, SMA200 6.62%). The stock’s 14-day RSI is 45.21 (neutral), while the ATR of 0.78 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -12.18% below its high and over 30.79% above its low. Average 10-day trading volume of 208.04 thousand shares is below the 3-month average of 354.52 thousand, indicating normal recent market interest.

Jefferson Capital, Inc. Common Stock last paid a dividend of 0.96 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $0.00.

Jefferson Capital, Inc. Common Stock has 57.43 million shares outstanding. The public float is 16.77 million shares, elevated short interest at 5.11% of float. This equals 1.21 million shares. The short ratio is 4.02 days. Institutional investors hold 109.11% of the float. Insiders own 9.27%. JCF IV JCAP Holding L.P. holds 32.72 million shares, J.C. Flowers IV L.P. has 13.49 million shares and Burton David M. has 3.39 million shares. Over the past six months, insider transactions show net selling. They sold 56.25 thousand shares across 2 transactions.

Analyst sentiment is bullish. Analyst rating data shows there are 3 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $28.00 to $26.00. The high target offers 32.08% upside. The low target suggests 22.64% downside. The mean target is $27.33. This offers 28.92% upside. Jefferson Capital, Inc. Common Stock earnings surprise history is a mixed track record. The quarter that ended August 13, 2026, missed forecasts by -1.9%. The prior quarter beat by 3.99%. Over the last six quarters, Apple has recorded several small beats. These include -7.95% in August 14, 2025.

Jefferson Capital, Inc. Common Stock (NASDAQ:JCAP) closed at $21.20 USD, losing -$0.35 (-1.62%) from the previous close of $21.55. The stock is currently mid-range between its 52-week high and low $15.50 and $24.44. With a market capitalization of about $1.31 billion, Jefferson Capital, Inc. Common Stock is classified as a small-cap and shows lower-than-market volatility (beta ~-0.13). Key stats such as the average daily volume over the past year has been around 365.13 thousand shares, volume is running light vs its 52-week average. Headquartered in Minneapolis, MN, Jefferson Capital, Inc. Common Stock operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO David Burton, the company employs approximately 1,120 people and listed since June 25, 2025. Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America.

Our AI price prediction model suggests that Jefferson Capital, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -4.53%, with price expected at $20.24 by September 24, 2026, within a range of $19.49 to $20.96 3-Month Outlook: Projected rise of 13.54%, reaching $24.07 by December 08, 2026, with a range of $23.85 to $24.33. 1-Year Outlook: Projected gain of 1.75%, with price at $21.57 by September 10, 2027, within a range of $20.88 to $22.16.

Jefferson Capital, Inc. Common Stock (NASDAQ:JCAP) shares are flat -2.1% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Jefferson Capital, Inc. Common Stock trading at a premium to the broader market with a P/E of 8.01. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $24.88, suggesting 17.36% upside. Our AI forecast model points to short-term weakness (-4.53% over two weeks), a medium-term rise (13.54% over three months), and a longer-term gain (1.75% over one year), with expected trading ranges indicating moderate volatility.

Jefferson Capital, Inc. Common Stock trades at a P/E ratio of 8.01, slightly below the S&P 500 average, with a price-to-sales ratio of 1.99 and a price-to-book ratio of 2.49 suggesting the stock is closer to book value. The P/FCF stands at 5.87, also below market averages.