LMFA Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 10.81%, SMA50 -13.62%, SMA200 -71.14%). The stock’s 14-day RSI is 49.61 (neutral), while the ATR of 0.04 points to moderate volatility. The stock remains hovering near 52-week lows, trading -92.61% below its high and over 31.03% above its low.

LM Funding America, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$3.53. This means the shares are trading below this model’s fair value.

LM Funding America, Inc. (NASDAQ:LMFA) closed at $2.60 USD, gaining $0.51 (24.40%) from the previous close of $2.09. The stock is currently mid-range between its 52-week high and low $1.68 and $68.50. With a market capitalization of about $1.81 million, LM Funding America, Inc. is classified as a micro-cap and shows higher-than-market volatility (beta ~2.40). Key stats such as the average daily volume over the past year has been around 132.73 thousand shares, trading with heavier-than-usual volume. Headquartered in Tampa, FL, LM Funding America, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Bruce Martin Rodgers, the company employs approximately 16 people and listed since December 17, 2015. LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company.

LM Funding America, Inc. has 934.66 thousand shares outstanding. The public float is 591.62 thousand shares, elevated short interest at 5.02% of float. This equals 46.45 thousand shares. The short ratio is 0.28 days. Institutional investors hold 38.09% of the float. Insiders own 23.38%. Craven House Capital North America LLC holds 818.68 thousand shares, Rodgers Bruce M. has 430.36 thousand shares and Russell Richard D. has 244.15 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

LM Funding America, Inc. generated EPS of -$2.30 over the past year. Five-year average earnings growth is 29.46%. The latest quarter delivered EPS of -$0.47. The next quarter is forecast at -$0.35. Next year's EPS is expected at -$19.88. LM Funding America, Inc. earnings surprise history is a mixed track record. The quarter that ended May 13, 2026, missed forecasts by 51.61%. The prior quarter beat by 280.0%. Over the last six quarters, Apple has recorded several small beats. These include 61.54% in May 15, 2025.

LM Funding America, Inc. trades at a P/E ratio of -0.05, slightly below the S&P 500 average, with a price-to-sales ratio of 0.21 and a price-to-book ratio of 0.13 suggesting the stock is closer to book value. The P/FCF stands at -0.11, also below market averages.

Our AI price prediction model suggests that LM Funding America, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -43.08%, with price expected at $1.48 by August 04, 2026, within a range of $1.18 to $1.78 3-Month Outlook: Projected rise of 352.69%, reaching $11.77 by October 19, 2026, with a range of $4.88 to $11.99. 1-Year Outlook: Projected loss of -97.69%, with price at $0.06 by July 21, 2027, within a range of $0.00 to $3.04.

LM Funding America, Inc. (NASDAQ:LMFA) shares are flat -8.06% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows LM Funding America, Inc. trading at a premium to the broader market with a P/E of -0.05. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $5.00, suggesting 92.31% upside. Our AI forecast model points to short-term weakness (-43.08% over two weeks), a medium-term rise (352.69% over three months), and a longer-term loss (-97.69% over one year), with expected trading ranges indicating moderate volatility.