OVBC Company Profile and Key Details

Q: Who are the executives of OVBC?

Mr. Bryan F. SteppSenior Vice President of Lending/CreditMr. Bryan W. MartinVice PresidentMr. Tommy R. ShepherdSenior Vice President & Sec.Melissa P. WootenAssistant Vice President, Shareholder Relations Mang. & Trust OfficerMr. Larry E. Miller IIPres, Chief Executive Officer & DirectorCherie A. ElliottVice PresidentMr. Ryan J. JonesChief Operating & Risk OfficerMr. Scott W. ShockeySenior Vice President & Chief Financial OfficerMs. Cindy H. JohnstonAssistant Sec.Mr. Frank W. DavisonVice President

NASDAQ : OVBC

Ohio Valley Banc

$46.69

0.07+0.15%

At Close 4:00 PM

62.94

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Ohio Valley Banc Corp. (OVBC) stock surged +0.15%, trading at $46.69 on NASDAQ, up from the previous close of $46.62. The stock opened at $46.75, fluctuating between $46.43 and $47.56 in the recent session.

Stock Snapshot

46.62

Prev. Close

219.96M

Market Cap

46.43

Day Low

15.51

P/E Ratio

3.01

EPS (TTM)

3.78

Cash Flow per Share

46.75

Open

4.71M

Number of Shares

47.56

Day High

78.68%

Free Float in %

30.17

Book Value

42.48K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Sep 11, 2026	47.56	47.56	46.43	46.69	44.39K
Sep 10, 2026	46.22	46.70	45.71	46.62	38.23K
Sep 09, 2026	46.22	46.70	46.13	46.69	26.9K
Sep 08, 2026	46.45	47.11	46.00	46.57	84.94K
Sep 04, 2026	46.69	47.44	46.53	46.86	11.69K
Sep 03, 2026	47.15	47.59	46.46	46.46	15.72K
Sep 02, 2026	45.51	46.94	45.51	46.80	19.13K
Sep 01, 2026	45.70	46.01	44.26	45.15	16.74K
Aug 31, 2026	45.39	45.90	45.00	45.73	34.71K
Aug 28, 2026	45.60	46.30	45.39	45.59	26.75K
Aug 27, 2026	45.13	45.37	44.60	45.37	27.99K
Aug 26, 2026	45.50	45.50	44.75	45.20	22.4K
Aug 25, 2026	45.56	45.56	44.46	45.21	41K
Aug 24, 2026	44.70	45.78	44.70	45.19	71.39K
Aug 21, 2026	45.06	45.51	43.80	44.59	39.47K
Aug 20, 2026	44.70	45.20	44.03	44.66	11.72K
Aug 19, 2026	45.34	45.85	44.15	44.71	40.41K
Aug 18, 2026	46.10	46.10	45.01	45.24	47.47K
Aug 17, 2026	44.73	46.21	44.73	45.41	49.88K
Aug 14, 2026	45.77	46.45	44.46	44.57	27.07K

Contact Details

Gallipolis, OH 45631

United States

https://www.ovbc.com 740 446 2631

About Company

Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.

Stock Peers

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7.57+0.35%

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Hingham Institution for Savings$312.49 CATC

Cambridge Bancorp$220.00 BPOP

-0.25-0.15%

Popular, Inc.$163.71 BFC

-0.83-0.53%

Bank First Corporation$154.41 WTFC

1.41+0.94%

Wintrust Financial Corporation$152.16 CHCO

0.31+0.22%

City Holding Company$143.96 UMBF

0.12+0.09%

UMB Financial Corporation$139.49 BOKF

0.48+0.35%

BOK Financial Corporation$135.69 NBN

1.42+1.08%

Northeast Bank$132.64

Company Overview

Ohio Valley Banc Corp. (NASDAQ:OVBC) closed at $46.69 USD, gaining $0.07 (0.15%) from the previous close of $46.62. The stock is currently mid-range between its 52-week high and low $34.18 and $54.96. With a market capitalization of about $219.96 million, Ohio Valley Banc Corp. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.03). Key stats such as the average daily volume over the past year has been around 40.67 thousand shares, in line with its 52-week average. Headquartered in Gallipolis, OH, Ohio Valley Banc Corp. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Larry E. Miller, the company employs approximately 269 people and listed since November 04, 1994. Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 2.6%, SMA50 6.25%, SMA200 19.23%). The stock’s 14-day RSI is 70.28 (overbought), while the ATR of 0.92 points to moderate volatility. The stock remains hovering near 52-week lows, trading -1.48% below its high and over 70.87% above its low. Average 10-day trading volume of 34.43 thousand shares is below the 3-month average of 40.72 thousand, indicating normal recent market interest.

Valuation Metrics

Ohio Valley Banc Corp. trades at a P/E ratio of 15.52, slightly below the S&P 500 average, with a price-to-sales ratio of 2.22 and a price-to-book ratio of 1.27 suggesting the stock is closer to book value. The P/FCF stands at 9.85, also below market averages.

Dividend & Fair Value

Ohio Valley Banc Corp. last paid a dividend of 0.96 per share, this equals a trailing yield of roughly 3.9%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $32.14. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Ohio Valley Banc Corp. generated EPS of $3.01 over the past year. Five-year average earnings growth is 9.1%.

Shareholding & Insider Activity

Ohio Valley Banc Corp. has 4.71 million shares outstanding. The public float is 3.35 million shares, elevated short interest at 1.19% of float. This equals 52.00 thousand shares. The short ratio is 1.21 days. Institutional investors hold 37.41% of the float. Insiders own 20.42%. EASTMAN ROBERT H holds 127.66 thousand shares, JONES JOHN G has 57.42 thousand shares and SAUNDERS BRENT A has 40.83 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Ohio Valley Banc generated $74.48M in revenue, or $15.60 per share. Gross margin was 100.02%, operating margin 21.22%, and net profit margin 16.96%. Returns are modest, with ROA at 0.93% and ROE at 8.77%.
On valuation metrics, Ohio Valley Banc trades at a P/E of 15.52, P/S of 2.22 and P/B of 1.27. The current ratio is 15099.23 and quick ratio is 15099.23. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 20.18 days. Debt-to-equity is 0.30, supported by a cash flow-to-debt ratio of 0.44.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Ohio Valley Banc posted revenue of $74.48M, down slightly from $54.94M in the prior quarter. Gross profit was $74.49M (margin 100.02%). Operating income was $15.80M (margin 21.2%). Net income was$12.63M (EPS $2.65).
The company ended the quarter with $128.13M in cash and short-term investments, a total debt of $54.30M, and net debt of - $73.83M. Total assets were $1.35B, with equity of $144.01M. Financials further reflected stability, with operating cash flow of $20.75M, free cash flow of $17.71M, and capital expenditures of - $3.04M.

Price Forecast & Outlook

Our AI price prediction model suggests that Ohio Valley Banc Corp. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.04%, with price expected at $48.11 by September 25, 2026, within a range of $47.48 to $48.78 3-Month Outlook: Projected fall of -11.29%, reaching $41.42 by December 10, 2026, with a range of $33.58 to $44.97. 1-Year Outlook: Projected gain of 20.45%, with price at $56.24 by September 10, 2027, within a range of $54.93 to $57.74.

Key Takeaways

Ohio Valley Banc Corp. (NASDAQ:OVBC) shares are flat -0.43% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Ohio Valley Banc Corp. trading at a premium to the broader market with a P/E of 15.52. Our AI forecast model points to short-term strength (3.04% over two weeks), a medium-term fall (-11.29% over three months), and a longer-term gain (20.45% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Ohio Valley Banc Corp. (OVBC) stock price?

Ohio Valley Banc Corp. (NASDAQ: OVBC) stock price is $46.69 in the last trading session. During the trading session, OVBC stock reached the peak price of $47.56 while $46.43 was the lowest point it dropped to. The percentage change in OVBC stock occurred in the recent session was 0.15% while the dollar amount for the price change in OVBC stock was $0.07.

OVBC's industry and sector of operation?

The NASDAQ listed OVBC is part of Banks - Regional industry that operates in the broader Financial Services sector. Ohio Valley Banc Corp. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of OVBC?

Mr. Bryan F. Stepp
Senior Vice President of Lending/Credit
Mr. Bryan W. Martin
Vice President
Mr. Tommy R. Shepherd
Senior Vice President & Sec.
Melissa P. Wooten
Assistant Vice President, Shareholder Relations Mang. & Trust Officer
Mr. Larry E. Miller II
Pres, Chief Executive Officer & Director
Cherie A. Elliott
Vice President
Mr. Ryan J. Jones
Chief Operating & Risk Officer
Mr. Scott W. Shockey
Senior Vice President & Chief Financial Officer
Ms. Cindy H. Johnston
Assistant Sec.
Mr. Frank W. Davison
Vice President

How OVBC did perform over past 52-week?

OVBC's closing price is 36.6% higher than its 52-week low of $34.18 where as its distance from 52-week high of $54.96 is -15.05%.

How many employees does OVBC have?

Number of OVBC employees currently stands at 269.

Link for OVBC official website?

Official Website of OVBC is: https://www.ovbc.com

How do I contact OVBC?

OVBC could be contacted at phone 740 446 2631 and can also be accessed through its website. OVBC operates from 420 Third Avenue, Gallipolis, OH 45631, United States.

How many shares of OVBC are traded daily?

OVBC stock volume for the day was 42.48K shares. The average number of OVBC shares traded daily for last 3 months was 40.67K.

What is the market cap of OVBC currently?

The market value of OVBC currently stands at $219.96M with its latest stock price at $46.69 and 4.71M of its shares outstanding.

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Employees	269
Beta	0.03
Sales or Revenue	$74.48M
5Y Sales Change%	0.268%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

OVBC Company Profile and Key Details

Ohio Valley Banc

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Financial & Profitability Overview

Quarterly Financial Highlights

Earnings & Analyst Outlook

Shareholding & Insider Activity

Technical Performance

Dividend & Fair Value

Key Takeaways

Price Forecast & Outlook

Valuation Metrics