Synchrony Financial Stock Analysis & AI Score
Synchrony Financial (SYF) has an ST Score of 53.9 (B-), driven by its Financial Strength (B+) and held back by its Momentum (D+). Analysts rate it Buy with a $88.30 price target (+23.4% upside).
Composite rating from 8 factors. Tap a factor to see the metrics behind its grade.
Company Information
| Employees | — |
| CEO | — |
| Sector | Financial Services |
| Industry | Financial - Credit Services |
| IPO Date | — |
| Website | — |
| Country | — |
| Exchange | NYSE |
SEC Filings
Annual Report (10-K)
| Filing Date | Accepted | Link |
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Quarterly Report (10-Q)
| Filing Date | Accepted | Link |
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ST Score
Synchrony Financial (SYF) has an ST Score of 53.9 (B-), driven by its Financial Strength (B+) and held back by its Momentum (D+). Analysts rate it Buy with a $88.30 price target (+23.4% upside).
- Strongest
- Financial StrengthB+
- Weakest
- MomentumD+
All factor grades
- Financial StrengthB+
- ValuationB-
- ProfitabilityC+
- GrowthC+
- ForecastC
- MomentumD+
- Piotroski8/9
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SYF stock: frequently asked questions
What is SYF's ST Score?
Synchrony Financial (SYF) has an ST Score of 53.9 (B-), on our 0–100 scale where higher is stronger. The ST Score combines eight factor grades — valuation, profitability, financial strength, momentum, growth, forecast, sentiment and Piotroski — into a single A+ to F rating.
Is SYF a buy, hold, or sell?
Analysts rate SYF a Buy, with a price target of $88.30 (+23.4% vs the current price). Our ST Score grades it B- (53.9/100). The ST Score is a data-driven signal, not a recommendation.
What are SYF's factor grades?
Valuation B-, Profitability C+, Financial Strength B+, Momentum D+, Growth C+, Forecast C.
What is SYF's valuation grade?
Synchrony Financial (SYF) earns a valuation grade of B-, measured against Financial - Credit Services peers. The valuation factor looks at multiples such as P/E, P/S, P/B, EV/EBITDA and free cash flow yield.
What is SYF's growth grade?
Synchrony Financial (SYF) earns a growth grade of C+, measured against Financial - Credit Services peers. The growth factor looks at revenue, earnings and cash flow growth over recent quarters and years.
What is SYF's profitability grade?
Synchrony Financial (SYF) earns a profitability grade of C+, measured against Financial - Credit Services peers. The profitability factor looks at margins and returns such as gross margin, net margin, ROE and ROIC.
What is SYF's financial strength grade?
Synchrony Financial (SYF) earns a financial strength grade of B+, measured against Financial - Credit Services peers. The financial strength factor looks at debt levels, liquidity and coverage ratios.
What is the analyst price target for SYF?
The average analyst price target for Synchrony Financial (SYF) is $88.30 from 41 analysts, which is +23.4% versus the recent price of $71.55.
What is SYF's Piotroski score?
Synchrony Financial (SYF) has a Piotroski F-Score of 8 out of 9. The Piotroski score checks nine accounting signals covering profitability, leverage and operating efficiency; scores of 8–9 are considered strong and 0–2 weak.