United Community Banks, Inc. Stock Analysis & AI Score
United Community Banks, Inc. (UCB) has an ST Score of 60.5 (B), driven by its Financial Strength (A) and held back by its Growth (C). Analysts rate it Hold with a $39.67 price target (+17.1% upside).
Composite rating from 8 factors. Tap a factor to see the metrics behind its grade.
Company Information
| Employees | — |
| CEO | — |
| Sector | Financial Services |
| Industry | Banks - Regional |
| IPO Date | — |
| Website | — |
| Country | — |
| Exchange | NYSE |
SEC Filings
Annual Report (10-K)
| Filing Date | Accepted | Link |
|---|---|---|
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Quarterly Report (10-Q)
| Filing Date | Accepted | Link |
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ST Score
United Community Banks, Inc. (UCB) has an ST Score of 60.5 (B), driven by its Financial Strength (A) and held back by its Growth (C). Analysts rate it Hold with a $39.67 price target (+17.1% upside).
- Strongest
- Financial StrengthA
- Weakest
- GrowthC
All factor grades
- Financial StrengthA
- ForecastB-
- ValuationC+
- ProfitabilityC+
- MomentumC+
- GrowthC
- Piotroski9/9
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UCB stock: frequently asked questions
What is UCB's ST Score?
United Community Banks, Inc. (UCB) has an ST Score of 60.5 (B), on our 0–100 scale where higher is stronger. The ST Score combines eight factor grades — valuation, profitability, financial strength, momentum, growth, forecast, sentiment and Piotroski — into a single A+ to F rating.
Is UCB a buy, hold, or sell?
Analysts rate UCB a Hold, with a price target of $39.67 (+17.1% vs the current price). Our ST Score grades it B (60.5/100). The ST Score is a data-driven signal, not a recommendation.
What are UCB's factor grades?
Valuation C+, Profitability C+, Financial Strength A, Momentum C+, Growth C, Forecast B-.
What is UCB's valuation grade?
United Community Banks, Inc. (UCB) earns a valuation grade of C+, measured against Banks - Regional peers. The valuation factor looks at multiples such as P/E, P/S, P/B, EV/EBITDA and free cash flow yield.
What is UCB's growth grade?
United Community Banks, Inc. (UCB) earns a growth grade of C, measured against Banks - Regional peers. The growth factor looks at revenue, earnings and cash flow growth over recent quarters and years.
What is UCB's profitability grade?
United Community Banks, Inc. (UCB) earns a profitability grade of C+, measured against Banks - Regional peers. The profitability factor looks at margins and returns such as gross margin, net margin, ROE and ROIC.
What is UCB's financial strength grade?
United Community Banks, Inc. (UCB) earns a financial strength grade of A, measured against Banks - Regional peers. The financial strength factor looks at debt levels, liquidity and coverage ratios.
What is the analyst price target for UCB?
The average analyst price target for United Community Banks, Inc. (UCB) is $39.67 from 7 analysts, which is +17.1% versus the recent price of $33.88.
What is UCB's Piotroski score?
United Community Banks, Inc. (UCB) has a Piotroski F-Score of 9 out of 9. The Piotroski score checks nine accounting signals covering profitability, leverage and operating efficiency; scores of 8–9 are considered strong and 0–2 weak.